Coverage Description
- General Liability
- Provides protection for claims of bodily injury and property damage brought by players, spectators, or volunteers.
- Products & Completed Operations Liability.
- Provides protection for bodily injury resulting from the sale of concession items.
- Personal & Advertising Injury
- Protects against claims of slander, libel, and wrongful eviction.
- Participant Legal Liability
- Provides protection against lawsuits resulting from injuries and from injuries to participants (all participants must sign a waiver).
| Limit Description | Limit |
| Each Occurrence |
$1,000,000
|
| General Aggregate Limit |
$2,000,000 |
| Personal & Advertising Injury Limit (any one person or organization) |
$1,000,000 |
| Products & Completed Operations Aggregate Limit |
$1,000,000 |
| Damage to Premises Rented to You Limit (any one premises) |
$300,000 |
Policy Insureds
- Leagues and teams for which premium has been paid*
- Employees and Volunteers of insured leagues and teams
* A league must insure all its teams for coverage to apply to the league as an entity
Program Insurer
Philadelphia Indemnity Insurance Company, rated "A+" (Superior) with a financial size category of "X" by A.M. Best.
Notable Exclusions
- Damage to property in the care, custody, and control of the insured
- Abuse or Molestation
- Pollution
- War
- Nuclear Energy
- Exclusion Asbestos
- Exclusion Coverage C Medical Payments
- Fireworks
- Fungi or Bacteria (in states where applicable)
- Violation of Statutes That Govern E-Mails, Fax, Phone Calls or Other Methods of Sending Material or Information (in states where applicable)
Please Note: Policy will not cover your operations with regards to ownership or maintenance of a field or facility.
The information in this brochure is a summary of the benefits provided. It is NOT a complete explanation of all policy provisions or specifics of the policy benefits. No coverage is extended, and no representations are made, other than what is stated in the policy. Please refer to the policy for a complete, detailed description of program coverages, exclusions, and benefits.
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