SportsInsuranceFast.com is a fast and convenient resource for purchasing insurance for teams and leagues that conduct youth amateur sports activities.

Currently SportsInsuranceFast.com allows you to purchase general liability and participant accident coverage together (option 1), and participant accident coverage independently (option 2).

Option 1 provides essential liability protection for the insured organization (including its employees and volunteers) for bodily injury and property damage claims arising out of their sports activities. It also provides coverage for personal injury liability, which includes claims of libel and slander. The insurance does not include a deductible which means that the insurer will provide for your defense or pay any damages for which you are legally responsible on a first dollar basis.

In addition to liability insurance, Option 1 provides participant accident insurance. Participant Accident insurance pays for medically necessary expenses related to athletic injuries that occur while practicing or competing for an insured team. If a participant has insurance available through another source, such as a health insurance plan, the other plan will pay first because the Participant Accident insurance is provided on an excess basis. If no other insurance coverage exists, the Participant Accident insurance will pay on a primary basis after the deductible is met. The applicable deductible will depend on the coverage purchased by the team or league, but will generally be between $0 and $250.

Option 2 allows you to purchase participant accident coverage separately. If you do not require general liability coverage, Option 2 allows for you to buy coverage only for medically necessary expenses related to athletic injuries that occur while practicing or competing for an insured team.

Please click on the appropriate links below if you would like further information regarding general liability coverage (offered in option 1), and participant accident coverage (offered in option 1 and 2). These links outline the various limits, coverages and other details related to each coverage.

Summary of General Liability Benefits
Summary of Participant Accident Benefits

Please Note: SportsInsuranceFast.com insurance is not available in all states.